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Equity Release & Lifetime Mortgages

Equity release can give an eligible homeowner aged 55 or older access to some of the money tied up in the value of their property.  This allows you to draw cash from the value of your home, without having to move out. 

There are two types of Equity Release, a Lifetime Mortgage or a Home Reversion Scheme, detailed below are the differences between the two, but don't worry you do not need to decide - We have been authorised and qualified to give advice since 2015 and the best bit is we don't charge a broker fee, so use the contact form or telephone on the number below if you would like more details or a quotation and advice.


Lifetime Mortgage

A lifetime mortgage is a way to release equity from your home, as a loan secured against your home.  The loan plus interest doesn't have to be paid until the last borrower dies or moves out of the home into long term care.  You can chose to make monthly interest payments or let the interest roll-up.


Home Reversion Scheme

With a home reversion scheme you sell all or part of your property at less than it's market value in return for a tax free lump sum, regular income or both, but stay in your home as a tenant, usually paying no rent but some reversion providers can charge a rent.


EQUITY RELEASE MAY REQUIRE A LIFETIME MORTGAGE OR HOME REVERSION PLAN.  TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION


Contact Form

Equity Release

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Email: hhmortgages@gmail.com

01305 782855 07885 229907 We can do home visits if your located in Dorset