Buildings insurance is an insurance policy that covers the financial cost of repairing damage to the physical structure of a property in the event of damage or theft. This includes the roof, floors and walls, as well as any fitted or permanent fixtures such as a fitted kitchen. If you are having a mortgage on a freehold property, you must put in place buildings insurance from exchange. This is because between exchange and completion, nothing is covering you in case of fire or any other catastrophe and the sellers buildings insurance will not cover you.
Contents insurance is insurance that pays for damage to, or loss of, an individual's personal possessions while they are located within that individual's home.
Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder. Contents insurance covers the financial cost of repairing or replacing your household possessions and furnishings, such a curtains, furniture, white goods, stereo, TV, clothing and even toys - Contact us today for a quotation
Happy Home Mortgages is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. Tenet Lime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.
Happy Home Mortgages is registered in England under reference number 10665011. Registered office: 21 Princes Drive, Weymouth, DT4 7UQ
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
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