Home Insurance

Buildings insurance is an insurance policy that covers the financial cost of repairing damage to the physical structure of a property in the event of damage or theft.  This includes the roof, floors and walls, as well as any fitted or permanent fixtures such as a fitted kitchen.  If you are having a mortgage on a freehold property, you must put in place buildings insurance from exchange.  This is because between exchange and completion, nothing is covering you in case of fire or any other catastrophe and the sellers buildings insurance will not cover you.

Contents insurance is insurance that pays for damage to, or loss of, an individual's personal possessions while they are located within that individual's home.  

Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder.  Contents insurance covers the financial cost of repairing or replacing your household possessions and furnishings, such a curtains, furniture, white goods, stereo, TV, clothing and even toys - Contact us today for a quotation