Terms of Service
What will you have to pay for our services?
We do not charge you a fee for our services. We may however receive and retain a commission from the lenders or protection providers should we place business with them. This amount will be confirmed by the provider in their disclosure document.
What service will we provide you with?
Mortgages and non-investment protection and general insurance. We will provide you with advice after an assessment of your needs, personal circumstances and requirements. This will include a detailed assessment of your mortgage affordability, then we will give a personal mortgage and protection recommendation
Who regulates us and what if you have a complaint?
Happy Home Mortgages is directly authorised and regulated by the Financial Conduct Authority.
If you wish to register a complaint, please contact us:
..in writing Annexe, 65 Dorchester, Weymouth, DT4 7JX
..by phone 01305782855
A summary of our internal complaints procedures is available on request. If you can not settle a complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 08000234567
Jurisdiction for use
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Accordingly this site is intended for use by those who can access it from within the UK. By using this site you agree to be legally bound by these terms, which shall take effect immediately on your first use of this site.
Availability
This site's content, including the information, names, images, pictures, logos and icons regarding or relating to Happy Home Mortgages Ltd and it's products and services, is provided "AS IS" and on an "IS AVAILABLE" basis without any representations or any kind of warranty made (whether express or implied by law) to the extent permitted by law, including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
Liability
Under no circumstances will Happy Home Mortgages Ltd be liable for any of the following losses or damage (whether such losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of this site regardless of the form of action.
Third Party Websites
This website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third-party website and will be governed by separate terms and conditions. Happy Home Mortgages Ltd provide links for convenience but the inclusion of any link does not imply endorsement in any way of the site to which it links. Happy Home Mortgages Ltd is not responsible for the accuracy of the information contained within the sites.
Accuracy and Validity
Whilst we take all reasonable steps to ensure that the information contained within these pages are accurate and up-to-date, Happy Home Mortgages Ltd does not warrant that the functions and information content contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs. It is your responsibility to ensure that your computer is virus protected.