Accident, Sickness & Unemployment policies (ASU) cover what they say, illness, accidental injury and redundancy. You can buy a policy including all three, or just accident and sickness or just redundancy cover. They are typically lower in price than an income protection policy as they are mostly used as a mortgage payment protection, covering your monthly mortgage payments for 6, 12 or 24 months, where an income protection policy can continue until recovery, retirement or death.
Please contact us if you would like further information or a quotation.
INCOME PROTECTION PLANS USUALLY HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
Worker protecting their income
Happy Home Mortgages is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. Tenet Lime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.
Happy Home Mortgages is registered in England under reference number 10665011. Registered office: 21 Princes Drive, Weymouth, DT4 7UQ
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
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